General small business tax, bookkeeping, and advisory.
What AI bookkeeping tools reliably automate in 2026, where mixed-use expense and ITC miscategorization creates CRA risk, and how to structure an AI-plus-CPA review. By Bader A. Chowdry, CPA, CA, LPA.
How CRA’s quarterly prescribed rate drives shareholder-loan interest benefits, instalment interest, and overdue-balance charges — and what to check before Q4. By Bader A. Chowdry, CPA, CA, LPA.
The three CRA instalment calculation methods, the $3,000 threshold, and how to avoid daily-compounding interest on the September 15 payment. By Bader A. Chowdry, CPA, CA, LPA.
CCPCs earning more than $50,000 in passive investment income lose the small business deduction dollar by dollar under Section 125(5.1). The 2026 planning playbook to protect the SBD. By Bader A. Chowdry, CPA, CA, LPA.
The HST Quick Method lets eligible Ontario service businesses remit HST at a flat 8.8% of HST-included sales instead of tracking ITCs. Solo consultants, advisors, skilled-trades, fitness/coaching businesses with low input pools save real money under $400,000 in annual taxable supplies. Eligibility, math, election timing, and the fact patterns where it does not pay back.
Fractional CFO pricing, scope, deliverables, and the six triggers that mean an Ontario business genuinely needs one.
2026 bare-trust T3 reporting in Canada — current CRA position, Bill C-15 amendments, $50K exemption, penalty exposure. By Bader A. Chowdry, CPA, CA, LPA.
Tax, HST, and bookkeeping for Canadian content creators and influencers. USD income on YouTube/Twitch/TikTok/OnlyFans. Incorporation math. By Bader A. Chowdry, CPA, CA, LPA.
Ontario cuts small business CIT from 3.2% to 2.2% July 1, 2026 and raises the business limit to $600K. Stub-period math, integration mechanics, and five planning moves for owner-managed CCPCs.
Real Toronto CPA fees in 2026 — indicative market ranges. Personal tax $300–$1,500. Corporate tax $2K–$8K. Bookkeeping $300–$1,500/mo. Audit $15K–$80K. Plus 7 questions to vet any CPA quote.
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CPA-led, AI-enhanced accounting for ambitious businesses across the GTA.
Insight Accounting CPA
4300 Village Centre Ct
Unit 100, Mississauga, ON
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