Author: Bader A. Chowdry, CPA, CA, LPA

Engagement summary: Ontario SaaS founder closing a $2.4M seed investor round through a Section 86 internal reorganization creating new investor preferred shares alongside founder common shares. Insight structured the reorg,…

Engagement summary: Ontario mid-rise condo corporation with a stale reserve fund study, deferred maintenance concerns, and rising annual audit fees. Insight completed the CCAA-compliant review engagement, delivered the reserve fund…

Engagement summary: GTA pediatric specialist providing telehealth to US patients through a US LLC alongside Ontario practice through an MPC. Insight restructured the arrangement to eliminate double-tax exposure, preserve TFSA…

Engagement summary: Mississauga founder of a specialty retail chain (3 stores, growth trajectory) executes a s. 86 internal share exchange estate freeze coupled with a discretionary family trust holding new…

Engagement summary: Ontario registered charity with 2 years of missing T3010 filings and a Charities Directorate compliance inquiry regarding restricted reserve fund reporting. Insight rebuilt 2 years of financial records,…

Engagement summary: Ontario residential landlord operating a 12-unit portfolio through a CCPC with 6 full-time employees. CRA attempted to reclassify the corporation as a specified investment business (SIB) and disallow…

Engagement summary: Mississauga Dental Professional Corporation with a mixed exempt/taxable revenue profile (routine dentistry + cosmetic whitening + retail product sales). Insight rebuilt the HST apportionment methodology under ETA s….

Engagement summary: Toronto SaaS tech startup with 6 full-time engineers filing first-year SR&ED claim covering $500K in qualifying wages and contractor payments. Insight prepared technical narratives with engineering leads, built…

Engagement summary: GTA investor with an 8-property rental portfolio (mix of commercial and residential) held partly personally and partly under 3 separate numbered corporations. Insight consolidated the structure under a…

Engagement summary: Mid-sized Mississauga construction contractor received a CRA proposed reassessment of $185,000 on the treatment of construction work-in-progress (WIP) and Ontario Construction Act mandatory holdbacks. Insight rebuilt the %…