How WSIB classification audits work in Ontario construction in 2026, what triggers them, the 3-year retroactive premium exposure, and the audit-defense binder our LPA practice uses. Includes 2026 max insurable earnings ($121,700), Class G6 rate ($1.61), and FAQ.
T5018 reporting requirements for Canadian general contractors paying subcontractors $500+ in a calendar year. Penalties, deadlines, common slip errors, CRA matching, and how to automate it. By Bader A. Chowdry, CPA, CA, LPA.
Section 128.1 deems all capital property disposed of at fair market value on the date you cease to be a Canadian tax resident. The 2026 planning guide for individuals, incorporated professionals, and CCPC shareholders emigrating from Canada. By Bader A. Chowdry, CPA, CA, LPA.
How CRA taxes cryptocurrency in 2026: capital gains on dispositions, business income from mining and staking, T1135 for foreign wallets, and CRA enforcement.
How the CRA decides whether a worker is an employee or contractor in 2026. The four-factor common-law test, Personal Services Business risk, T4 vs T4A obligations, and the cost of misclassification. By Bader A. Chowdry, CPA, CA, LPA.
AI-powered job costing, Lien Act compliance, T5018 automation, and LPA-licensed audit for Ontario construction businesses. Know if your project is profitable before the holdback releases.
Bill C-31 introduces a new Notice of Non-Compliance (up to $25,000) and a 10%-of-tax-owing compliance-order penalty. Most owner-managers haven’t heard of it. Here’s what to do before First Reading becomes law.
CCPCs earning more than $50,000 in passive investment income lose the small business deduction dollar by dollar under Section 125(5.1). The 2026 planning playbook to protect the SBD. By Bader A. Chowdry, CPA, CA, LPA.
Canadian payers of rents, royalties, dividends, interest, management fees, or pension benefits to non-residents must withhold tax at 25% under Part XIII unless a tax treaty reduces the rate. Section 215 strict-liability mechanics, NR301/NR302/NR303 documentation, NR4 filing, section 216/217 elections, and a 2026 case study saving $266,000 in penalty exposure.
The Multigenerational Home Renovation Tax Credit (MHRTC) delivers a refundable 15% federal tax credit on up to $50,000 of qualifying renovation costs — a maximum $7,500 — when building a secondary unit so a senior (65+) or DTC-eligible relative can live with a qualifying relation. The 2026 playbook covers the qualifying-renovation tests, eligible vs ineligible expenditures, Schedule 12 mechanics, the documentation file, and the HATC stacking interaction.
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