Calculate Your Medical Expense Tax Credit
The Medical Expense Tax Credit (METC) is a non-refundable tax credit for eligible medical expenses exceeding 3% of your net income or $2,759 (2026 threshold), whichever is less. Enter your information below to estimate your tax savings.
Your Medical Expense Tax Credit
Total Medical Expenses
$0
Threshold (3% of income or $2,759)
$0
Eligible Claim Amount
$0
Federal Tax Credit (15%)
$0
Provincial Tax Credit
$0
✓ Eligible Medical Expenses Include:
- Prescription medications & insulin
- Dental services (cleanings, fillings, orthodontics)
- Vision care (eye exams, glasses, contacts, LASIK)
- Physiotherapy, chiropractor, massage therapy
- Private health insurance premiums
- Hospital fees & ambulance services
- Medical devices (hearing aids, wheelchairs, walkers)
- Attendant care & nursing home fees
Bader A. Chowdry, CPA, CA, LPA
$6.7M+ in Tax Matters Resolved | 5-Star Google Reviews
Frequently Asked Questions
What is the medical expense tax credit in Ontario?
The medical expense tax credit (METC) is a non-refundable tax credit available to Ontario and GTA residents who have incurred eligible medical expenses exceeding 3% of their net income or $2,759 (2026 threshold). Both federal and provincial credits apply. Insight Accounting CPA in Mississauga helps clients maximize medical expense claims across the Greater Toronto Area and throughout Ontario, ensuring all eligible expenses are captured and properly documented for CRA compliance.
Can I claim medical expenses for my spouse and children in Canada?
Yes! You can claim medical expenses for yourself, your spouse or common-law partner, and dependent children under 18. In some cases, you can also claim for other dependants. The credit is calculated on the combined total after the threshold is applied. For families in Mississauga, Toronto, and across Ontario, combining expenses often results in larger tax savings. Insight Accounting CPA Professional Corporation provides specialized medical expense tax planning for families and seniors in the GTA to ensure maximum refunds.
What medical expenses are eligible for tax credit?
Eligible medical expenses include prescription drugs, dental care, vision care (glasses, LASIK), physiotherapy, chiropractor, massage therapy, private health insurance premiums, hospital fees, ambulance services, hearing aids, wheelchairs, attendant care, and nursing home fees. Cosmetic procedures are generally not eligible unless medically necessary. Insight Accounting serves clients in Mississauga, Toronto, and across Ontario with expert guidance on medical expense claims, including complex cases involving attendant care and disability-related expenses.
How far back can I claim medical expenses in Canada?
You can claim medical expenses for any 12-month period ending in the tax year. For 2026, you can claim expenses incurred between January 1, 2026 and December 31, 2026, or any other 12-month period ending in 2026. If you missed claiming expenses in prior years, you can file an adjustment request with CRA for up to 10 years. Insight Accounting CPA in Mississauga assists Ontario and GTA residents with retroactive medical expense claims and CRA adjustment requests to recover missed credits.
Do I need receipts for medical expense tax credit?
Yes, you must keep detailed receipts for all medical expenses claimed. While CRA doesn't require receipts to be submitted with your return, they must be retained for at least 6 years in case of audit. Receipts should show the service provider, date, patient name, and amount paid. Insight Accounting CPA Professional Corporation helps clients in Mississauga, Toronto, and throughout Ontario organize medical receipts, prepare claim summaries, and ensure compliance with CRA documentation requirements to withstand potential audits.
Maximize Your Medical Expense Tax Refund
Expert CPA guidance ensures you claim every eligible expense and maximize your tax savings.
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