Intel Hub | AI Business Intelligence & Insights

WHAT WE’RE SEEING — FEBRUARY 2026

CRA Targeting Construction Companies for HST on Subcontractor Payments

Increased reassessments in Ontario’s construction sector. If you use subcontractors, check your HST treatment now.

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Case Studies

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$47K
CRA RESCUE

$47K CRA Bill Reduced to $3,200

$47,832$3,200
Restaurant · CRA Representation
78%
AI TRANSFORMATION

Monthly Close Cut from 18 Days to 4

18 days4 days
Construction · AI + CFO
$340K
SR&ED RECOVERY

$340K in Missed Credits Recovered

$0 claimed$340K
Technology · Tax Strategy

Latest Insights

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TAX

Transfer Pricing for Canadian Subsidiaries of US Companies: A Complete Guide for 2026

Transfer Pricing for Canadian Subsidiaries of US Companies: A Complete Guide for 2026 By Bader A. Chowdry, CPA, CA, LPA | Insight Account…

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TAX

SR&ED vs. OIDMTC: R&D Credits for Ontario Tech Firms

Compare SR&ED vs. OIDMTC tax credits for Ontario tech companies. Learn which R&D incentive maximizes your refund with Insight A…

1 min readRead →
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TAX

Estate Planning for Business Owners in Ontario | CPA Guide 2026

Expert estate planning strategies for Ontario business owners. Learn succession planning, tax minimization & wealth preservation fro…

1 min readRead →
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TAX

ASPE vs IFRS for Private Companies | Ontario CPA Guide

Expert guide comparing ASPE vs IFRS accounting standards for private companies in Mississauga, GTA & Ontario. Learn which framework …

1 min readRead →
Q&A
Q&A

“What happens if I don’t file taxes for 3 years in Canada?”

CRA charges a 5% late-filing penalty plus 1% per additional month. After 3 years, penalties compound significantly…

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CFO

Cash Flow Management for Seasonal Businesses in the GTA

# Cash Flow Management for Seasonal Businesses in the GTA By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA | Accounting Intelli…

1 min readRead →
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CFO

Fractional CFO for + Business | Mississauga CPA

Why growing businesses need fractional CFOs vs bookkeepers. Strategic financial leadership for GTA companies. Free consultation with Miss…

1 min readRead →
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TAX

2026 Canadian Tax Changes Every Business Owner Must Know

title: “2026 Canadian Tax Changes | CPA Mississauga | Insight Accounting” meta_description: “Expert analysis of 2026 Ca…

1 min readRead →
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TAX

Payroll Compliance & T4/T5 Filing Guide | Ontario CPA

Master payroll compliance and T4/T5 filing requirements for Ontario businesses. Expert guidance from Mississauga CPA.

1 min readRead →
Q&A
Q&A

“Should I incorporate my small business in Ontario?”

If you earn over $60-80K consistently, incorporation typically saves through the small business deduction rate…

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TAX

M&A Due Diligence from a Buyer’s Perspective: A CPA’s Guide for Ontario Business Acquisitions

Learn the critical financial, tax, and operational due diligence steps for acquiring a business in Ontario. Expert guidance from Insight …

1 min readRead →
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TAX

Tax Implications of Remote Work and Distributed Teams for Canadian Businesses

Navigate remote work tax implications for your Ontario business. Learn about payroll compliance, permanent establishment risks, and cross…

1 min readRead →
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TAX

Tax Implications of Remote Work for Canadian Businesses

Tax Implications of Remote Work for Canadian Businesses By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA The rise of remote wor…

1 min readRead →
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TAX

The Complete Guide to Business Expense Tracking and Tax Optimization for Canadian Businesses

The Complete Guide to Business Expense Tracking and Tax Optimization for Canadian Businesses At Insight Accounting CPA in Mississauga, we…

1 min readRead →
Q&A
Q&A

“How much does a CPA cost in Mississauga?”

Personal returns start around $150-300, corporate starts at $1,500+. Advisory and CFO services from $999/mo.

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TAX

Choosing the Right Accounting Software for Canadian Businesses | Mississauga CPA Guide

Compare the best accounting software for Canadian businesses. Expert guidance from Mississauga CPAs on cloud accounting, QuickBooks, Xero…

1 min readRead →
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AI ADVISORY

Capital Gains Tax Strategies for Canadian Business Owners

Learn 5 capital gains tax strategies for Canadian business owners in 2026: LCGE optimization, capital gains stripping, earnout structurin…

1 min readRead →
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TAX

Complete Guide to Payroll Compliance and T4/T5 Filing in Ontario

Master payroll compliance and T4/T5 filing requirements for Ontario businesses. Expert guidance from Mississauga CPA Bader Chowdry on pay…

1 min readRead →
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TAX

Personal Tax Planning Strategies for High-Income Professionals in Ontario | CPA Guide

Maximize your after-tax income with proven tax strategies for high-earning professionals in Ontario. CPA guide to RRSP, TFSA, incorporati…

1 min readRead →
Q&A
Q&A

“Can CRA audit me after 3 years?”

Generally, CRA can audit up to 3 years back for normal assessments, but up to 6-7 years for cases involving fraud or misrepresentation…

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INDUSTRY

CRA Audit Preparation and Defense Strategies for Ontario Businesses

CRA Audit Preparation and Defense Strategies for Ontario Businesses At Insight Accounting CPA in Mississauga, we provide expert accountin…

1 min readRead →
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TAX

Year-End Tax Planning Checklist Ontario (2026) | Mississauga CPA

Year-End Tax Planning Checklist Ontario (2026) | Mississauga CPA By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA At Insight Ac…

1 min readRead →
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TAX

Cybersecurity and Financial Data Protection for Canadian SMBs | CPA Guide

Cybersecurity and Financial Data Protection for Canadian SMBs | CPA Guide By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA At I…

1 min readRead →
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TAX

Corporate Reorganization for Tax Efficiency | CPA Guide Canada

Expert guide to corporate reorganization for tax efficiency in Canada. Learn Section 85 rollovers and estate freezing strategies.

1 min readRead →
Q&A
Q&A

“What’s the difference between SR&ED and OIDMTC?”

SR&ED is federal R&D credit (15-35%), OIDMTC is Ontario’s digital media credit (up to 40%). Both can be stacked…

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CFO

Financial Forecasting for High-Growth Companies | CPA Guide

Expert financial forecasting strategies for high-growth companies in Mississauga & GTA. Learn cash flow projection, scenario plannin…

1 min readRead →
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TAX

Salary vs Dividends 2026: Owner Compensation Strategies for Ontario

Compare salary vs dividends for Ontario business owners in 2026. Learn tax-efficient compensation strategies and optimal salary/dividend …

1 min readRead →
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TAX

Non-Resident Tax Filing Requirements in Canada | Section 116 Clearance

Expert guide to Canadian non-resident tax obligations, Section 116 clearance certificates, and withholding tax requirements for foreign p…

1 min readRead →
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INDUSTRY

GST/HST Audit Defense for Ontario Businesses: A CPA’s Guide

Expert GST/HST audit defense strategies for Ontario businesses. Learn how to prepare for CRA audits, reduce assessments, and protect cash…

1 min readRead →
Q&A
Q&A

“When should I hire a fractional CFO vs bookkeeper?”

If revenue exceeds $2M, you need cash flow forecasting, investor readiness, or strategic planning—bookkeepers handle data entry, CFOs handle strategy…

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TAX

How to Choose the Right Business Structure in Ontario: A Complete Guide for Entrepreneurs

Choosing the right business structure affects tax obligations, liability protection, and growth potential.

1 min readRead →
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TAX

Non-Resident Tax Filing Requirements in Canada: Section 116 Clearance Guide

Expert guide to Canadian non-resident tax obligations, Section 116 clearance certificates, and withholding tax requirements for foreign p…

1 min readRead →
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INDUSTRY

Cannabis Industry Accounting and Tax Compliance: A CPA Guide for Canadian Businesses

Expert cannabis accounting guidance for Ontario businesses. Navigate Section 280, excise tax compliance, and CRA requirements with Insigh…

1 min readRead →
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TAX

SR&ED vs. OIDMTC: R&D Credits for Ontario Tech Firms

Compare SR&ED vs. OIDMTC tax credits for Ontario tech companies. Learn which R&D incentive maximizes your refund with Insight A…

1 min readRead →
Q&A
Q&A

“What triggers a CRA audit?”

Red flags: large HST refunds, sudden income drops, cash-heavy businesses, inconsistent T4/T5 reporting, home office claims over 50%…

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TAX

Estate Planning for Business Owners in Ontario | CPA Guide 2026

Expert estate planning strategies for Ontario business owners. Learn succession planning, tax minimization & wealth preservation fro…

1 min readRead →
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TAX

Cross-Border Tax for US-Canada Businesses: A Strategic Guide

Navigate US-Canada cross-border tax with Insight Accounting CPA. Learn tax treaty benefits, permanent establishment rules & complian…

1 min readRead →
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TAX

Exit Planning: Tax Strategies for Selling Your Business in Mississauga & GTA

Expert tax strategies for selling your business in Ontario. Learn about capital gains exemptions, succession planning, and maximizing sal…

1 min readRead →
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TAX

V6 HTML Store

Insight Accounting CPA | Accounting Intelligence Services AI Advisory Industries Intel About Get Your Free Score CPA • CA • LPA…

1 min readRead →
Q&A
Q&A

“Should I take salary or dividends in 2026?”

Depends on CPP needs, RRSP room, and income splitting goals. Optimal mix typically balances both for tax efficiency…

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TAX

2026 Canadian Tax Changes | CPA Mississauga | Insight Accounting

Expert analysis of 2026 Canadian tax changes. Capital gains, AMT, DST updates from Mississauga CPAs. Serving GTA businesses. Call (905) 2…

1 min readRead →
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INDUSTRY

Real Estate Tax Strategies for Canadian Investors in 2026

Expert real estate tax strategies for Canadian investors in 2026. Learn about principal residence exemption, capital gains changes, renta…

1 min readRead →
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AI ADVISORY

AI Transforming Accounting 2026 | CFO Guide | Mississauga CPA

AI is revolutionizing accounting in 2026. Learn about multi-agent systems, autonomous close & predictive analytics from Mississauga …

1 min readRead →
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TAX

5 Tax Deductions Small Business Miss | CPA Mississauga

Discover 5 tax deductions Canadian small business owners miss. Home office, vehicle expenses & CCA tips from Mississauga CPAs. Servi…

1 min readRead →
Q&A
Q&A

“What records must I keep for CRA?”

All receipts, invoices, bank statements, contracts for 6 years minimum. Digital copies accepted if properly backed up…

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CFO

Fractional CFO for $2M+ Business | Mississauga CPA

Why growing businesses need fractional CFOs vs bookkeepers. Strategic financial leadership for GTA companies. Free consultation with Miss…

1 min readRead →
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AI ADVISORY

AI Governance for Canadian Business | CPA Guide | Mississauga

Practical AI governance framework for Canadian businesses. AIDA compliance, risk management & implementation guide from Mississauga …

1 min readRead →
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INDUSTRY

Construction Tax Planning 2026 | Mississauga CPA Strategies

Expert construction tax planning strategies for 2026. Mississauga CPA Bader Chowdry shares tax credits, HST tips & year-end tactics …

1 min readRead →
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INDUSTRY

Healthcare Practice Financial Management | Ontario CPA

Expert healthcare accounting for Ontario doctors & dentists. Learn about medical practice incorporation, OHIP billing optimization, …

1 min readRead →
Q&A
Q&A

“How does transfer pricing affect Canadian subsidiaries?”

Arm’s length pricing rules apply to US parent transactions. Requires documentation, TP-129 forms, and annual compliance…

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TAX

SR&ED Tax Credits: The Complete 2026 Guide for Ontario Businesses

Comprehensive 2026 SR&ED guide for Ontario businesses. Learn eligibility criteria, what qualifies as R&D, claim process, docume…

1 min readRead →
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CFO

7 Signs You Need a Fractional CFO | Mississauga CPA

Discover the 7 signs your business needs a fractional CFO vs bookkeeper. Learn cost comparison, what fractional CFOs do, cash flow crisis…

1 min readRead →
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AI ADVISORY

AI in Accounting: What’s Real vs. Hype in 2026

Separating AI accounting reality from hype for Mississauga businesses. Learn what automation delivers today vs. future promises.

1 min readRead →
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AI ADVISORY

How AI Is Transforming Accounting in 2026: What Every CFO Needs to Know

AI is revolutionizing accounting in 2026. Learn about multi-agent systems, autonomous close & predictive analytics from Mississauga …

1 min readRead →
Q&A
Q&A

“Can I claim home office expenses?”

Yes, if space is used exclusively for business or client meetings. Calculate based on square footage percentage or simplified method…

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TAX

Toronto Estate Planning Demystified: Unlocking the Secrets of Financial Legacy Building

By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA Serving businesses across Mississauga, Toronto, and the Greater Toronto Area (…

1 min readRead →
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INDUSTRY

Mastering the Maze of CRA Scams: Empowering Security and Peace of Mind

By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA Serving businesses across Mississauga, Toronto, and the Greater Toronto Area (…

1 min readRead →
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TAX

Digitalization In Canadian Taxation: 2 Challenges and 3 Opportunities

This blog will tell about challenges and opportunities due to digitalization in Canadian taxation

1 min readRead →
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TAX

Strategic Tax Filing in Canada: 6 Ways to Breakthrough the Competition

By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA Serving businesses across Mississauga, Toronto, and the Greater Toronto Area (…

1 min readRead →
Q&A
Q&A

“What is Section 116 clearance?”

Non-residents selling Canadian property must obtain clearance certificate within 10 days. Buyers must withhold 25% if no certificate…

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TAX

Keeping Your Small Business Accounting Organized

Keeping Your Small Business Accounting Organized By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA

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1 min readRead →
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TAX

Weekly Blog: Financial Support Ahead! Grocery Rebate Arrived on July 5th!Weekly Blog:

By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA At Insight Accounting CPA in Mississauga, we provide comprehensive accounting,…

1 min readRead →
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TAX

FHSA (First Home Savings Account)

By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA Serving businesses across Mississauga, Toronto, and the Greater Toronto Area (…

1 min readRead →
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TAX

Rise of The Canadian Federal Minimum Wage to $16.65

Rise of The Canadian Federal Minimum Wage to .65 By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA Changes to Canada’s min…

1 min readRead →
Q&A
Q&A

“How long does SR&ED review take?”

Initial review: 6-12 months. Audits: 12-24 months. Pre-claim consultation speeds approval significantly…

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TAX

A New Tax in Town: Underused Housing Tax (UHT)

Underused Housing Tax (UHT): What Canadian Property Owners Need to Know By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA For pr…

1 min readRead →
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TAX

A Complete Guide to Canada’s 2023 Income Tax Brackets

A Complete Guide to Canada’s Income Tax Changes By Bader A. Chowdry, CPA, CA, LPA | Insight Accounting CPA Staying on top of Canadi…

1 min readRead →